:root {
  --navy: #062b63;
  --navy-900: #041d42;
  --teal: #079a9a;
  --teal-dark: #057979;
  --yellow: #ffc400;
  --ink: #172033;
  --muted: #5b677a;
  --line: #d9e2ec;
  --soft: #f4f8fb;
  --white: #ffffff;
  --shadow: 0 18px 48px rgba(6, 43, 99, 0.12);
}

* {
  box-sizing: border-box;
}

html {
  scroll-behavior: smooth;
}

body {
  margin: 0;
  color: var(--ink);
  background: var(--white);
  font-family: Inter, system-ui, -apple-system, BlinkMacSystemFont, "Segoe UI", sans-serif;
  line-height: 1.6;
}

a {
  color: inherit;
  text-decoration: none;
}

.site-header {
  position: sticky;
  top: 0;
  z-index: 10;
  display: flex;
  align-items: center;
  justify-content: space-between;
  gap: 24px;
  padding: 18px clamp(20px, 4vw, 56px);
  background: rgba(255, 255, 255, 0.94);
  border-bottom: 1px solid rgba(217, 226, 236, 0.8);
  backdrop-filter: blur(12px);
}

.brand {
  display: inline-flex;
  align-items: center;
  gap: 10px;
  min-width: max-content;
  color: var(--navy);
  font-weight: 800;
}

.brand-text {
  font-size: 1.18rem;
  letter-spacing: 0;
}

.brand-text span {
  color: var(--teal);
}

.logo-mark {
  display: grid;
  width: 42px;
  height: 42px;
  place-items: center;
}

.logo-mark svg,
.hero-logo {
  width: 100%;
  height: 100%;
}

.shield {
  fill: var(--white);
  stroke: var(--navy);
  stroke-width: 4;
  stroke-linejoin: round;
}

.person {
  fill: var(--teal);
}

.group {
  fill: none;
  stroke: var(--teal);
  stroke-width: 4;
  stroke-linecap: round;
}

.check {
  fill: none;
  stroke: var(--yellow);
  stroke-width: 5;
  stroke-linecap: round;
  stroke-linejoin: round;
}

.main-nav {
  display: flex;
  align-items: center;
  justify-content: center;
  gap: 22px;
  color: var(--navy);
  font-size: 0.94rem;
  font-weight: 700;
}

.main-nav a:hover {
  color: var(--teal);
}

.header-cta,
.button {
  display: inline-flex;
  align-items: center;
  justify-content: center;
  min-height: 46px;
  padding: 0 18px;
  border: 1px solid transparent;
  border-radius: 6px;
  font-weight: 800;
  line-height: 1;
}

.header-cta,
.button.primary {
  color: var(--white);
  background: var(--teal);
}

.header-cta:hover,
.button.primary:hover {
  background: var(--navy);
}

.button.secondary {
  color: var(--navy);
  background: var(--white);
  border-color: var(--line);
}

.button.secondary:hover {
  border-color: var(--teal);
  color: var(--teal-dark);
}

.section {
  padding: clamp(56px, 8vw, 104px) clamp(20px, 4vw, 56px);
}

.hero {
  display: grid;
  grid-template-columns: minmax(0, 1.02fr) minmax(320px, 0.8fr);
  gap: clamp(32px, 6vw, 76px);
  align-items: center;
  padding-top: clamp(38px, 5vw, 60px);
  padding-bottom: clamp(44px, 6vw, 72px);
  background:
    linear-gradient(180deg, rgba(244, 248, 251, 0.92), rgba(255, 255, 255, 1) 72%),
    radial-gradient(circle at top right, rgba(7, 154, 154, 0.16), transparent 34%);
}

.eyebrow {
  margin: 0 0 12px;
  color: var(--teal-dark);
  font-size: 0.78rem;
  font-weight: 800;
  letter-spacing: 0.08em;
  text-transform: uppercase;
}

h1,
h2,
h3,
p {
  margin-top: 0;
}

h1 {
  max-width: 760px;
  margin-bottom: 22px;
  color: var(--navy-900);
  font-size: clamp(2.6rem, 5.35vw, 4.9rem);
  line-height: 0.97;
  letter-spacing: 0;
}

h2 {
  margin-bottom: 18px;
  color: var(--navy-900);
  font-size: clamp(2rem, 4vw, 3.5rem);
  line-height: 1.05;
  letter-spacing: 0;
}

h3 {
  margin-bottom: 10px;
  color: var(--navy);
  font-size: 1.15rem;
  line-height: 1.25;
  letter-spacing: 0;
}

.hero-text {
  max-width: 720px;
  color: var(--muted);
  font-size: clamp(1.05rem, 2vw, 1.25rem);
}

.hero-actions {
  display: flex;
  flex-wrap: wrap;
  gap: 12px;
  margin-top: 28px;
}

.trust-list {
  display: flex;
  flex-wrap: wrap;
  gap: 10px;
  padding: 0;
  margin: 24px 0 0;
  list-style: none;
}

.trust-list li,
.badges span {
  display: inline-flex;
  align-items: center;
  min-height: 34px;
  padding: 0 12px;
  color: var(--navy);
  background: rgba(255, 196, 0, 0.18);
  border: 1px solid rgba(255, 196, 0, 0.5);
  border-radius: 999px;
  font-size: 0.88rem;
  font-weight: 800;
}

.hero-visual {
  position: relative;
  display: grid;
  gap: 16px;
  min-height: 430px;
  align-content: center;
}

.visual-card,
.message-bubble,
.action-card,
.feature-card,
.learn-card,
.trust-panel {
  border: 1px solid var(--line);
  box-shadow: var(--shadow);
}

.visual-card {
  display: flex;
  align-items: center;
  gap: 18px;
  max-width: 420px;
  padding: 22px;
  background: var(--white);
  border-radius: 8px;
}

.hero-logo {
  flex: 0 0 112px;
}

.visual-card strong,
.visual-card span {
  display: block;
}

.visual-card strong {
  color: var(--navy);
  font-size: 1.16rem;
  line-height: 1.25;
}

.visual-card span {
  margin-top: 4px;
  color: var(--muted);
}

.message-bubble {
  max-width: 300px;
  padding: 14px 16px;
  color: var(--navy);
  background: var(--white);
  border-radius: 8px;
  font-weight: 700;
}

.message-bubble.left {
  justify-self: start;
}

.message-bubble.right {
  justify-self: end;
  color: var(--white);
  background: var(--navy);
  border-color: var(--navy);
}

.message-bubble.muted {
  color: var(--muted);
  box-shadow: none;
}

.section-heading {
  max-width: 760px;
  margin-bottom: 34px;
}

.section-heading p {
  color: var(--muted);
  font-size: 1.08rem;
}

.card-grid {
  display: grid;
  gap: 18px;
}

.card-grid.three {
  grid-template-columns: repeat(3, minmax(0, 1fr));
}

.action-card,
.feature-card,
.learn-card {
  min-height: 250px;
  padding: 26px;
  background: var(--white);
  border-radius: 8px;
}

.action-card {
  display: flex;
  flex-direction: column;
}

.action-card p,
.feature-card p,
.learn-card p,
.copy-block p,
.trust-panel p,
.final-cta p,
.site-footer p {
  color: var(--muted);
}

.action-card a {
  margin-top: auto;
  color: var(--teal-dark);
  font-weight: 800;
}

.icon {
  position: relative;
  display: inline-grid;
  width: 46px;
  height: 46px;
  margin-bottom: 22px;
  place-items: center;
  color: var(--navy);
  background: rgba(7, 154, 154, 0.12);
  border-radius: 8px;
  font-weight: 800;
}

.phone-icon::before {
  content: "";
  width: 18px;
  height: 26px;
  border: 3px solid var(--navy);
  border-radius: 5px;
}

.phone-icon::after {
  content: "";
  position: absolute;
  bottom: 10px;
  width: 4px;
  height: 4px;
  background: var(--yellow);
  border-radius: 50%;
}

.report-icon::before {
  content: "!";
  display: grid;
  width: 26px;
  height: 26px;
  place-items: center;
  color: var(--navy);
  border: 3px solid var(--yellow);
  border-radius: 50%;
  font-weight: 900;
}

.split-section {
  display: grid;
  grid-template-columns: minmax(0, 0.9fr) minmax(300px, 0.8fr);
  gap: clamp(28px, 6vw, 72px);
  background: var(--navy);
}

.split-section h2,
.split-section .eyebrow {
  color: var(--white);
}

.split-section .copy-block p,
.warning-list {
  color: rgba(255, 255, 255, 0.86);
}

.warning-list {
  display: grid;
  gap: 12px;
  padding: 0;
  margin: 24px 0 0;
  list-style: none;
}

.warning-list li {
  padding-left: 28px;
  background: linear-gradient(var(--yellow), var(--yellow)) left 0.6em / 12px 4px no-repeat;
}

.tools-section,
.learn-section {
  background: var(--soft);
}

.feature-card,
.learn-card {
  box-shadow: none;
}

.feature-card {
  border-top: 5px solid var(--teal);
}

.learn-card {
  border-top: 5px solid var(--yellow);
}

.trust-section {
  background: linear-gradient(180deg, var(--white), var(--soft));
}

.trust-panel {
  max-width: 980px;
  padding: clamp(28px, 5vw, 54px);
  background: var(--white);
  border-radius: 8px;
}

.badges {
  display: flex;
  flex-wrap: wrap;
  gap: 10px;
  margin-top: 28px;
}

.final-cta {
  display: flex;
  align-items: center;
  justify-content: space-between;
  gap: 28px;
}

.final-cta > div:first-child {
  max-width: 680px;
}

.site-footer {
  display: grid;
  grid-template-columns: minmax(220px, 1fr) auto;
  gap: 24px 44px;
  padding: 42px clamp(20px, 4vw, 56px);
  color: var(--white);
  background: var(--navy-900);
}

.footer-brand {
  color: var(--white);
}

.footer-brand .shield {
  stroke: var(--white);
}

.site-footer nav {
  display: flex;
  flex-wrap: wrap;
  gap: 16px;
  justify-content: flex-end;
  color: rgba(255, 255, 255, 0.86);
  font-weight: 700;
}

.site-footer nav a:hover {
  color: var(--yellow);
}

.site-footer p {
  max-width: 620px;
  margin: 14px 0 0;
  color: rgba(255, 255, 255, 0.78);
}

.disclaimer {
  grid-column: 1 / -1;
  padding-top: 22px;
  border-top: 1px solid rgba(255, 255, 255, 0.16);
  font-size: 0.88rem;
}

@media (max-width: 960px) {
  .site-header {
    align-items: flex-start;
    flex-wrap: wrap;
  }

  .main-nav {
    order: 3;
    width: 100%;
    justify-content: flex-start;
    overflow-x: auto;
    padding-bottom: 2px;
  }

  .hero,
  .split-section,
  .final-cta,
  .site-footer {
    grid-template-columns: 1fr;
  }

  .hero {
    min-height: auto;
  }

  .card-grid.three {
    grid-template-columns: 1fr;
  }

  .final-cta {
    align-items: flex-start;
  }

  .site-footer nav {
    justify-content: flex-start;
  }
}

@media (max-width: 640px) {
  .site-header {
    gap: 14px;
    padding: 14px 18px;
  }

  .brand-text {
    font-size: 1rem;
  }

  .logo-mark {
    width: 36px;
    height: 36px;
  }

  .header-cta {
    min-height: 40px;
    padding: 0 12px;
    font-size: 0.86rem;
  }

  .main-nav {
    gap: 16px;
    font-size: 0.88rem;
  }

  .section {
    padding: 48px 18px;
  }

  h1 {
    font-size: clamp(2.45rem, 13vw, 3.75rem);
  }

  h2 {
    font-size: 2rem;
  }

  .hero-actions {
    flex-direction: column;
  }

  .button {
    width: 100%;
  }

  .visual-card {
    align-items: flex-start;
    flex-direction: column;
  }

  .hero-logo {
    flex-basis: auto;
    width: 96px;
    height: 96px;
  }

  .message-bubble {
    max-width: 100%;
  }
}
